ESTRA Seattle - Your Car Accident Channel

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Sunday, August 23, 2015

Who Are The Harassers?


Surveillance Against Insurance Policyholders Is Wrong.  
(It hurts them financially and quality of life during a time of recovery. )

The License Plates listed below are from harassers.  Harassment and intimidation at this level is abuse. Has the Patriot Act, Corporate and Government Surveillance taken away far too many Civil Liberties? These activities started with a car collision. Can citizens imagine Insurance Policyholders subjected to these tactics? 












1. Covert Surveillance is typically done for 3-6 months.  During this time any place that you go publicly or online will be tracked.  Family, friends, and associates will be noted.  Any tactics available to apply pressure through people, finances, or work will take place, although you may not know where or who is navigating this pressure.  Typically at this stage abuse does not follow surveillance. However psychological warfare has begun. Pressure is applied in hopes of forcing insured to make mistakes which can be used against Policyholder's Claim.
2.While transitioning from Covert (hidden) Surveillance to Overt (out in the open), most Insurance Policyholders become disillusion by this behavior.  Most have cooperated with Insurance Carriers and expected the same type of treatment in return. In most cases, Wall Street Corporation made decision within 8-12 weeks to perform surveillance prior to adequate information on injured condition.  In my opinion, Insurance Companies who take this approach are not interested in condition of Policyholder, but of retaining money for investors, and not intended for assisting insured.
3. At the point of overt surveillance, constant pressure is applied 24/7 and for several years. Most injured are stretch both financially, physically, and emotionally in hopes of taking most over the edge rather quickly, thus saving Insurance Companies millions per year?  Have you wonder why Insurance Carriers are not required to divulge how much money they save by keeping benefits that belong to Policyholders?  More importantly, why would Congress allow these actions to be taken against citizens knowingly for decades?
4. Due the Internet more and more cases are brought to forefront and exposed.  Surveillance against Insurance Policyholders is wrong. It ruins the integrity of the insurance industry and leaves thousands of families without the necessary support promised. Not to mention the cruelty this places on  psyches of innocent policyholders who are placing their trust in companies who are harming them. Isn't it time for Insurance Commercials to reflect true actions? With you speaking up about "bad faith" insurance practices,
online harassment through Wi-Fi and Bluetooth that violates laws and privacy of Policyholders is a constant factor along with public intimidation.  Insured Civil Rights Legislation approved by Congress would end this type of pain and suffering as an exploit.
5. If true reason is to evaluate condition of  injured it would not take six months or more, and in most cases, claims have already been substantiated. Independent Medical Exams Contractors for Insurance Companies should be interested in honest assessments of evaluating insured rather than conjuring up reasons which support claims of insurance carriers agendas that reflect bad faith insurance practices. 
Insured should be granted the same privileges as Insurers when an Insurance Claims are processed.  What is good for the goose is good for the gander, so to speak. Inequality in this process creates unbalance playing field, which usually favors Insurance Companies.    
6.  Only through Insurance Civil Rights Legislation will Insurance Policyholders received benefits in a timely manner which helps to protect them from financial, physical,  emotional disaster, harassment and intimidation.   Insured should be able to recover in peace and seek to rebuild their lives without interference to eliminate insurance claims.  Insured Civil Rights Legislation can do this by: a) Making the same laws applicable for every state, ending the imbalance of power which means legislation must be passed through Congress; b) Claims be paid out to policyholder within 1 year of collision; c) Stringent rules be placed around surveillance and auditing to ensure rules are enforce; d) Significant reduction in the influence of Insurance Lobbyist to provide Wall Street Corporations advantages against Insurance Policyholders.



















 


2015 Car Accident Weekly Planner
(Paperback) Price $5.99 USD


2015 Car Accident Daily Quotes
(Paperback) Price $5.99 USD








Book Car Accident 
by ESTRA
(Paperback) Price $9.99 USD  ISBN: 978-0-578-09530-1 





Public Harassment and Intimidation.



Please support Insured Civil Rights Legislation for Insurance Policyholders. - ESTRA



Copyright 2015.  All Rights Reserve.  Sunlight Publishing, LLC


Monday, August 10, 2015

USAA Insurance: Good or Bad Faith Policyholder Practices



When Auto Insurance Companies don't pay Policyholder Claims, it hurts.  




July 25, 2015                                                               Sunlight Publishing, LLC
Car Accident Support Design Especially For You.


Seattle (ESTRA) – In 1995 was my first life changing experience from a collision.  It not only changed the direction of my life, but also my daughter.  She lost a mother whom she thought was invincible.  I spent a lot of time in recovery, and still today deal with fibromyalgia, which is muscular chronic pain, along with PTSD from the impact of this collision and future collisions. Who was the first company I would be filing a claim against?  USAA Auto Insurance Company.  Before this time, I had not suffer serious injury or had to deal with Auto Insurance, Attorneys, or Medical Professionals in such an in depth way. 

Frankly, the challenges anyone injured in a car accident faces should be helped by having insurance whether you are the person who caused collision and/or injured one, in my opinion.  Auto Insurance is supposed to be there to advocate and protect policyholders, but are they, especially in USAA's case? 

Through initial auto insurance process, humiliation and shame tactics on unsuspecting policyholders are sometimes used in hopes of reducing or eliminating insurance claim settlement.  Just as upon my first experience with this process, most insured have no clue about these tactics.  Policyholders must become aware of how systems are designed and how to protect themselves through the collision process.  What Policyholders take for granted about dealing with Auto Insurance Companies, or assume those who appear to work on their behalf, may in fact, be working against them. 

If you’ve gotten to the end of a car accident settlement and felt you’ve been taken completely advantage of, ESTRA Official Car Accident Sites are for you.  This is the reason I wrote book, Car Accident by ESTRA.  Policyholders can be their best advocate and recognize tactics of bad faith behaviors.  These actions can come from Auto Insurance Companies, Employers with ERISA Plans, Social Security Disability, or other Plans following the lead of Wall Street, such as LTD Lifewise Assurance Company, which can leave Policyholders devastated by eliminating benefits after 24 months.  Injured are often surprised these companies would do harm rather than support policyholders through may be one of the most difficult times in life.

One thing I want you to always remember is regardless of whether the Insurance Company involved in settling your claim works against you, overcoming obstacles and making a better life, whether injured, disabled, living in poverty, or whatever current circumstances, you can and will make it through problems.  The key is not to give up, in, or become too disappointed by actions of those corporations supposedly there for assistance.   These huge conglomerates have more money to fight you in court until it’s very cold in a hot place, but sharing their tactics with others means there will be fewer people paying them premiums to take advantage of or hurt.  












Check Out Podcasts at Blog Talk Radio with ESTRA on BlogTalkRadio














2015 Car Accident Weekly Planner
(Paperback) Price $5.99 USD


2015 Car Accident Daily Quotes
(Paperback) Price $5.99 USD








Book Car Accident 
by ESTRA
(Paperback) Price $9.99 USD  ISBN: 978-0-578-09530-1 








Please support Insured Civil Rights Legislation for Insurance Policyholders. - ESTRA



Copyright 2015.  All Rights Reserve.  Sunlight Publishing, LLC


Sunday, July 26, 2015

Can Main Street Trust Wall Street?



When harassers attempt to blame FBI and connect you to Isis, know they are sick. 




July 25, 2015                                                               Sunlight Publishing, LLC
Car Accident Support Design Especially For You.


Seattle (ESTRA) – Not so long ago, my perception of government, police, insurance companies, and those responsible for making life better was one of respect for a difficult job of uplifting and supporting everyday people.  If ever there was an issue, between a citizen, agencies, or organizations, I would certainly expect leaders would take the high road and their truth was bond.  But was I wrong? Was I being na├»ve? Did I not realize what happens when truth comes up against power?  And is power just an attribute that can be associated with inequality, disrespect, and a lack of integrity?  When faced with issues of abuse or unfair tactics by these corporations with power, what can happen to citizens? 

Let’s confine our discussion to a poor or middle class person injured in a car accident. First, resources are on side of these agencies because of the control and ability to use them in ways which brings favorable decision their way.  Manipulation and direction of insurance claim is often in the hands of these agencies which worked together.  Any money saved from your claim means it is kept in their pockets. 

Imagine how a poor or middle class person is able to protect their rights under the law.  Do they have enough money to pay attorneys which will stand up for their interest? Can loyalty be purchased without any money in your pocket? Or is policyholder’s protected interest worth amount these corporations will end up paying your attorney?  Which really means they own them? When 33 ½ percent attorney’s fees that typically end up between 40-50 percent of what is recovered for a claim (if Corporate America will pay), or even less if taken to court which means injured or sick people are in trouble from the start. 

How much power do Insurance Companies have over insured attorney?  How much information is being passed back and forth between these corporations about injured which they are unaware of but impacts what happens to policyholders? People in car accidents tend to place their trust in Wall Street Corporations or Government Agencies so closely tied to them.  Frankly, it’s difficult to tell them apart or get a fair shake when they work so closely together.  Therefore, how are poor and middle class people injured in a car accident expecting to receive justice against all odds?  Is equal and fair settlements realistic for most policyholders?

Furthermore, is the level of legal help equal for both sides? Does a legal team charging $300/hour compare to another one paid $600+/hour?  Are people injured in car accidents aware of their rights or entanglements that hinder their ability to receive a fair settlement?  How many policyholders know Independent Medical Exams are design by these same Wall Street Corporation to generate outcomes in their best interest?  When fair and honest treatment is denied on the premise of greed for corporations who’s wealth far exceeds justified amounts at the expense of policyholders, justice will not prevail.  Until voters replace government officials who value citizen more than Corporate Lobbyist, and support Wall Street Companies who make decisions based on integrity and doing the right thing for everyone in society, only then can poor and middle class people involved in a collision be treated honestly and claim process be transparent.  This transformation ends delayed or denied insurance claims by those experiencing personal injury and who face abuse in hopes of Wall Street's desire to eliminate their claims. 

The bumps, bruises, and financial battles fought with these corporations must be exposed and challenged.  Congress must be asked to support Insured Civil Rights Legislation for changes of fair policyholder treatment along with providing public numbers about how poor and middle class people are treated through insurance claim process.

Do your part today and simply say, I support Insured Civil Rights Legislation so that everyday citizens receive fair and equitable settlements when dealing with Wall Street Corporation who refused to act in good faith and pay Policyholders. 
Steps you can take to protect yourself and others:

1.    Call Congress at (202) 224-3121 and simply say, “I Support Insured Civil Rights Legislation, will you?”

2.   Learn what bad faith behaviors can happen to you after a car accident, before being in one.  Read, listen, or watch on ESTRA Car Accident Support Official Sites.

3.   Share car accident experiences with Auto Insurance, Wall Street, and Government Agencies.  The fewer people ill-prepared the better outcome for policyholders.

4.   Stay up-to-date on what is happening in Insurance Industry.  Most Wall Street Companies have entered the Banking Industry and will have far reaching actions into lives of everyday citizens.

5.   Be sure to take ESTRA Car Accident Surveys to help document what has happen to you and help others. Book Car Accident by ESTRA is also available at major bookstores. 

6.   Choose to become an advocate for people involved in car accidents. Most people will be involved in a collision in their lifetimes.  Being for change means being a part of the solution by making a better future for everyday citizens, and better economic outcomes of those with personal injury. 












Check Out Podcasts at Blog Talk Radio with ESTRA on BlogTalkRadio














2015 Car Accident Weekly Planner
(Paperback) Price $5.99 USD


2015 Car Accident Daily Quotes
(Paperback) Price $5.99 USD








Book Car Accident 
by ESTRA
(Paperback) Price $9.99 USD  ISBN: 978-0-578-09530-1 








Copyright 2015.  All Rights Reserve.  Sunlight Publishing, LLC


Meet ESTRA

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ESTRA welcomes you! Thanks for taking time to visit. Share your auto accident concerns through comments or experiences. My interest is to advocate and inform people about car collisions. Presenting ways of protections against common problems. The goal is a better outcomes for you. Follow ESTRA on Blogger. I’m listening to what you have to say about your Car Accident journey, Don't travel this path alone. Read, watch, or listen with me ESTRA at any time. I would really enjoy hearing from you. My Best, ESTRA